Capital that moves as fast as your business does.
Line of credit, SBA loan, or same-day working capital, matched to the moment your business is in.
Business Line of Credit
A revolving line, funded same-day.
Jump to details → BusinessShort-Term Business Loan
Fast capital, same-day approval decisions.
Jump to details → BusinessBank Term Loan
Lump sum, predictable payments, longer term.
Jump to details → BusinessSBA 7(a) Term Loan
Government-backed growth capital, up to $5M.
Jump to details → BusinessSBA 7(a) Rapid Loan
SBA-backed terms on a streamlined timeline.
Jump to details → BusinessEquipment Financing
New or used equipment, up to 100% LTV.
Jump to details → BusinessPayroll Loan
Cover payroll, funded in 48 hours or less.
Jump to details →Business Line of Credit
A revolving line you draw on whenever you need it. Pay interest only on what you use.
Best for
Working capital, recurring costs, short-term expenses, cash-flow bridging, inventory, and emergency funds.
Why clients choose this loan
- Funds available on demand from a revolving line
- Same-day funding available
- Options with no monthly fees
- Only a soft credit pull to get started
Loan terms
| Amount | $10K - $350K |
|---|---|
| Term | 6 - 36 months |
| Time in business | 24 mo required, 36 mo preferred |
| Minimum FICO | 650 |
| Monthly revenue | $20K required, $35K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
Short-Term Business Loan
Fast capital for immediate operational needs. Approval decisions available the same day.
Best for
Inventory purchases, working capital, payroll, marketing, and staffing.
Why clients choose this loan
- Same-day approvals available
- Only a 550 minimum FICO, the highest approval odds we offer
- Early payoff options
Loan terms
| Amount | $5K - $3M |
|---|---|
| Term | 3 - 24 months |
| Time in business | 6 mo required, 24 mo preferred |
| Minimum FICO | 550 |
| Monthly revenue | $10K required, $25K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
Bank Term Loan
A lump-sum loan with predictable payments: a straightforward alternative to a traditional bank loan.
Best for
Large one-time expenses, debt refinancing, working capital, and inventory financing.
Why clients choose this loan
- Predictable payments over a longer payback period
- No prepayment penalties
- Funding in under a week
Loan terms
| Amount | $10K - $500K |
|---|---|
| Term | 6 months - 7 years |
| Time in business | 36 months |
| Minimum FICO | 660 |
| Monthly revenue | $20K required, $35K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
SBA 7(a) Term Loan
Government-backed capital for larger growth plans, with the low rates and long terms an SBA loan is known for.
Best for
Established businesses financing inventory, working capital, payroll, marketing, staffing, or refinancing existing debt.
Why clients choose this loan
- Funding within 21 days
- No pre-payment penalty
- Limited collateral requirements and longer terms than conventional loans
Loan terms
| Amount | $1M - $5M |
|---|---|
| Term | 10 years |
| Rate | Starting at Prime + 3% |
| Time in business | 2 yrs required, 5 yrs preferred |
| Annual revenue | $300K required, $500K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
SBA 7(a) Rapid Loan
The SBA 7(a) advantage with a streamlined, faster path to approval and funding.
Best for
Businesses that want SBA-backed terms without the traditional SBA paperwork timeline.
Why clients choose this loan
- Minimal documentation and a fast pre-approval process
- No debt-service requirements
- Eligible to reapply every 90 days, up to 3 times a year
Loan terms
| Amount | $50K - $150K |
|---|---|
| Term | Up to 10 years |
| Rate | Prime + 4.75% |
| Time in business | 2 yrs required, 5 yrs preferred |
| Annual revenue | $175K required, $500K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
Equipment Financing
Finance new or used equipment, plus the soft costs that come with it, without draining cash reserves.
Best for
Vehicles, machinery, kitchen equipment, medical equipment, technology, and other business equipment.
Why clients choose this loan
- Same-day approval options
- Up to 100% loan-to-value
- Titled equipment accepted; FMV, EFA, $1 buyout & 10% buyout leases available
Loan terms
| Amount | $10K - $3M |
|---|---|
| Term | Up to 10 years |
| Time in business | 6 mo required, 2 yrs preferred |
| Minimum FICO | 575 |
| Monthly revenue | $10K required, $15K preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
Payroll Loan
Short-term financing to make payroll on time, funded in as little as 48 hours.
Best for
Businesses covering a short-term payroll gap without giving up collateral or a personal guarantee.
Why clients choose this loan
- No collateral and no personal guarantee
- Funded in 48 hours or less
- 550 minimum FICO
Loan terms
| Amount | $5K - $500K |
|---|---|
| Term | 1 - 4 weeks |
| Time in business | 24 months |
| Minimum FICO | 550 |
| Monthly revenue | $25K required, $40K+ preferred |
Check your rate
Takes about 90 seconds. A Fort House officer follows up within 15 minutes during business hours.
Check Your Rate Talk to an OfficerOne quick application covers every product, no separate form per loan type.
Also financing in Canada
Loanspark offers a short-term business loan and a line of credit for Canadian businesses too.
Short-Term Business Loan (Canada)
| Amount | $10K - $3M |
|---|---|
| Term | 1 - 15 months |
| Closing time | As fast as same day |
Line of Credit (Canada)
| Amount | $5K - $400K |
|---|---|
| Term | 1 - 18 months |
| Closing time | Inside one week |
Ready to see your options?
Check your rate in under two minutes. No obligation, no hard credit pull to start.